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FAQs
The Affordable Care Act (ACA)
Below are answers to some of the most common questions about ACA regulations:
What is the ACA?
The ACA, also known as "Obamacare," is a federal law enacted in 2010 to expand health insurance access, protect consumers from insurance practices, and reduce healthcare costs.Enrollment dates and Deadlines?
November 1: Open Enrollment startsDecember 15: Last day to enroll in or change plans for coverage to start January 1.
January 15: Open Enrollment ends for plans to start Feb. 1
What are premium tax credits?
Premium tax credits help lower-income individuals and families afford coverage. Eligibility depends on household income and size. Learn more from the IRS.What are essential health benefits?
All ACA-compliant plans must cover a set of 10 essential benefits, including preventive care, maternity care, and prescription drugs. Full details are available on Healthcare.gov.
For further guidance, visit trusted resources like the IRS ACA Center or Healthcare.gov.